Take-Home Pay Calculator

Estimate your salary after federal tax, state tax, Social Security and Medicare.

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What Gets Deducted From Your Paycheck

  • Federal Income Tax — progressive brackets from 10% to 37%
  • Social Security — 6.2% on wages up to the annual wage base
  • Medicare — 1.45% on all wages, plus 0.9% above $200,000
  • State Income Tax — 0% in nine states, up to ~13% in California

States With No Income Tax

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming levy no state income tax on wages.

Accuracy Note

This calculator applies the standard deduction and simplified state rates. Actual take-home pay also depends on pre-tax benefits (401k, health insurance), local taxes and tax credits. Estimates are not tax advice.

Frequently Asked Questions

Gross salary minus federal income tax, Social Security (6.2%), Medicare (1.45%) and state income tax. This calculator applies the standard deduction automatically.

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming have no state income tax on wages.

Pre-tax deductions like 401(k) and health insurance, local city taxes, and tax credits all change your actual net pay. This tool provides a baseline estimate.

Embed this tool on your website

Free to use — copy this code onto your site. It stays up to date automatically and includes a link back to CalcSun.